OLJH: Online L.J. H
OLJH: OLJ Home. Order of St Lazarus of Jerusalem Homepage
OLJH: Online LJH. Online Little Jack Horner (children's story)
L.J. H. is the largest franchised real estate network in Australasia and the
fifth largest in the world. It boasts a network of over 600 franchises
throughout Australia and has franchised offices in Papua New Guinea, Hong Kong
and New Zealand. In Australia, the name "L.J. Hooker" has well over twice the
recall of any other national real estate brand and twice as many people nominate
using L.J. Hooker for buying or selling property ahead of any other real estate
agent. L.J. Hooker engaged staff at Web Rank to maximize this brand awareness,
by providing a search engine marketing solution to ensure their web sites in
Australasia would rank well for logical real estate-related searches.
Real estate is a legal term (in some jurisdictions, notably in the USA,
United Kingdom, Canada, and Australia) that encompasses land along with anything
permanently affixed to the land, such as buildings, specifically property that
is stationary, or fixed in location. Real estate law is the body of regulations
and legal codes which pertain to such matters under a particular jurisdiction.
Real estate is often considered synonymous with real property (also sometimes
called realty), in contrast with personal property (also sometimes called
chattel or personalty under chattel law or personal property law).
However, in some situations the term "real estate" refers to the land and
fixtures together, as distinguished from "real property," referring to ownership
rights of the land itself.[clarify]
The terms real estate and real property are used primarily in common law, while
civil law jurisdictions refer instead to immovable property.
In law, the word real means relating to a thing (res/rei, thing, from O.Fr.
reel, from L.L. realis "actual," from Latin. res, "matter, thing" ), as
distinguished from a person. Thus the law broadly distinguishes between "real"
property (land and anything affixed to it) and "personal" property (everything
else, e.g., clothing, furniture, money). The conceptual difference was between
immovable property, which would transfer title along with the land, and movable
property, which a person would retain title to. The oldest use of the term "Real
Estate" that has been preserved in historical records was in 1666.
The use of "real" to refer to land also reflects the ancient preference for
land, and the ownership thereof (and the owners thereof). This, in turn reflects
the values of the medieval feudal system, which is the ultimate root of the
It has been argued that the word Real is derived from "royal" (The word
royal—and its Spanish cognate real—come from the related Latin word rex-regis,
meaning king. For hundreds of years the Royal family / King owned the land, and
the peasants paid rent or property taxes to be on the Royal's land. Today, just
like hundreds of years in the past, we pay property taxes, or rent to be on the
government's land or the Royal Estate). However, the "real" in "real property"
is derived from the Latin for "thing"
Real estate terminology and practice outside the United States
Real estate as "real property" in the U.K.
In British usage, “real property”, often shortened to just “property”, generally
refers to land and fixtures as such while the term “real estate” is used mostly
in the context of probate law, and means all interests in land held by a
deceased person at death excluding interests in money arising under a trust for
sale of or charged on land.
See Real property for a definition and Estate agent for a description of the
practice in the UK.
Real estate in Mexico and Central America
The real estate business in Mexico and Central America is different from the way
that it is conducted in the United States.
Some similarities include a variety of legal formalities (with professionals
such as real estate agents generally employed to assist the buyer); taxes need
to be paid (but typically less than those in U.S.); legal paperwork will ensure
title; and a neutral party such as a title company will handle documentation and
monies in order to smoothly make the exchange between the parties. Increasingly,
U.S. title companies are doing work for U.S. buyers in Mexico and Central
Prices are often much cheaper than most areas of the U.S., but in many locations
prices of houses and lots are as expensive as the U.S., one example being Mexico
City. U.S. banks have begun to give home loans for properties in Mexico, but, so
far, not for other Latin American countries.
One important difference from the United States is that each country has rules
regarding where foreigners can buy. For example, in Mexico, foreigners cannot
buy land or homes within 50km of the coast or 100km from a border, while, in
Honduras, they may buy beach front property. There are also different special
rules regarding certain types of property: ejidos — communally held farm
property — cannot be sold to anyone, but that does not prevent them from being
offered for sale.
Many websites advertising and selling Mexican and Central American real estate
exist, but they may need to be researched.
In Costa Rica, real estate agents do not need a license to operate, but the
transfer of property requires a lawyer.
With the development of private property ownership, real estate has become a
major area of business. Purchasing real estate requires a significant
investment, and each parcel of land has unique characteristics, so the real
estate industry has evolved into several distinct fields. Specialists are often
called on to valuate real estate and facilitate transactions. Some kinds of real
estate businesses include:
* Appraisal: Professional valuation services
* Brokerages: A fee charged by the mediator who facilitates a real estate
transaction between the two parties.
* Development: Improving land for use by adding or replacing buildings
* Property management: Managing a property for its owner(s)
* Real estate marketing: Managing the sales side of the property business
* Real estate investing: Managing the investment of real estate
* Relocation services: Relocating people or business to a different country
* Corporate Real Estate: Managing the real estate held by a corporation to
support its core business—unlike managing the real estate held by an investor to
Within each field, a business may specialize in a particular type of real
estate, such as residential, commercial, or industrial property. In addition,
almost all construction business effectively has a connection to real estate.
"Internet Real Estate" is a term coined by the internet investment community
relating to ownership of domain names and the similarities between high quality
internet domain names and real-world, prime real estate.
Residential real estate
The legal arrangement for the right to occupy a dwelling is known as the housing
tenure. Types of housing tenure include owner occupancy, Tenancy, housing
cooperative, condominiums (individually parceled properties in a single
building), public housing, squatting, and cohousing.
Residences can be classified by if and how they are connected to neighboring
residences and land. Different types of housing tenure can be used for the same
physical type. For example, connected residents might be owned by a single
entity and leased out, or owned separately with an agreement covering the
relationship between units and common areas and concerns.
Major physical categories in North America and Europe include:
* Attached / multi-unit dwellings
o Apartment ("flat" outside North America) - An individual unit in a multi-unit
building. The boundaries of the apartment are generally defined by a perimeter
of locked or lockable doors. Often seen in multi-story apartment buildings.
o Multi-family house - Often seen in multi-story detached buildings, where each
floor is a separate apartment or unit.
o Terraced house (a.k.a. townhouse or rowhouse) - A number of single or
multi-unit buildings in a continuous row with shared walls and no intervening
o Condominium - Building or complex, similar to apartments, owned by
individuals. Common grounds are owned and shared jointly. There are townhouse or
rowhouse style condominiums as well.
* Semi-detached dwellings
o Duplex - Two units with one shared wall.
* Single-family detached home
* Portable dwellings
o Mobile homes - Potentially a full-time residence which can be (might not in
practice be) movable on wheels.
o Houseboats - A floating home
o Tents - Usually very temporary, with roof and walls consisting only of
The size of an apartment or house can be described in square feet or meters. In
the United States this includes the area of "living space", excluding the garage
and other non-living spaces. The "square meters" figure of a house in Europe
reports the area of the walls enclosing the home, and thus includes any attached
garage and non-living spaces.
It can also be described more roughly by the number of rooms. A studio apartment
has a single bedroom with no living room (possibly a separate kitchen). A
one-bedroom apartment has a living or dining room, separate from the bedroom.
Two bedroom, three bedroom, and larger units are also common. (A bedroom is
defined as a room with a closet for clothes storage.)
See List of house types for a complete listing of housing types and layouts,
real estate trends for shifts in the market and house or home for more general
Market sector value
According to The Economist, "developed economies" assets at the end of 2002 were
* Residential property: $48 trillion;
* Commercial property: $14 trillion;
* Equities: $20 trillion;
* Government bonds: $20 trillion;
* Corporate bonds: $13 trillion;
* Total: $115 trillion.
That makes real estate assets 54% and financial assets 46% of total stocks,
bonds, and real estate assets. Assets not counted here are bank deposits,
insurance "reserve" assets, and human assets; also it is not clear if all debt
and equity investments are counted in the categories equities and bonds. For
U.S. asset levels see FRB: Z.1 Release- Flow of Funds Accounts of the United
Mortgages in real estate
In recent years, many economists have recognized that the lack of effective real
estate laws can be a significant barrier to investment in many developing
countries. In most societies, rich or poor, a significant fraction of the total
wealth is in the form of land and buildings.
In most advanced economies, the main source of capital used by individuals and
small companies to purchase and improve land and buildings is mortgage loans (or
other instruments). These are loans for which the real property itself
constitutes collateral. Banks are willing to make such loans at favorable rates
in large part because, if the borrower does not make payments, the lender can
foreclose by filing a court action which allows them take back the property and
sell it to get their money back. For investors, profitability can be enhanced by
using an off plan or pre-construction strategy to purchase at a lower price
which is often the case in the pre-construction phase of development.
But in many developing countries there is no effective means by which a lender
could foreclose, so the mortgage loan industry, as such, either does not exist
at all or is only available to members of privileged social classes.
Are you interested in
mult-player online internet games? Such as runescape and neopets?Internet
Game Online-games, tips, cheats and kids forumsAnother good forum is
the Internet Junction For Gamers IJFG.COM Internet
Junction For Gamers, Runescape Market and More IJFG.COM Jokes, Pranks,
Runescape and other cool games at IJFG.COM. RuneScape is set in a medieval
fantasy world, similar to "Guild Wars" or "EverQuest", where players control
character representations of themselves. As with most massive multiplayer online
roleplaying games (MMORPG), there is no overall objective or end to the game.
Players explore, form alliances, perform optional tasks, and complete quests for
rewards and to build character's skills.
RuneScape has often been one of
the top massive online role playing games. It is a unique game. But, with a
unique game, comes unique players. Players get bored, and then try to develop
cheats....autos or bots that will help them achieve success in their beloved
games of Runescape 2.
RuneScape is a virtual world which
is divided into two part: Members Areas and Non-Members areas. People who pay to
play (p2p), receive access to the special areas. They also have access to the
free areas. The members' places are much larger, offer "better" items for the
gameplay of rs2, and much, much more. The character that you create when you
first start playing runescape, moves around the game on foot; either by running,
or walking. Players are challenged to their utmost skills by fighting new
monsters, completing difficult quests, and manipulating marketing. As Runescape
2 is an RPG (Role playing game), there is no set path a person must take to play
rs. They can choose what to do, and when, whether it be training their
money-making skills, or fighting another player. Players usually interact with
each other by chatting through public chat, or private chat.Internet
Junction For Gamers, Runescape Market and More IJFG.COM IJFG.com was a
runescape 2 based site. They have now, however, taken another look....
Of course the king of all game
cheating websites is
the trik (otherwise known as RPG Cheats Site), where you can find cheat
forums, mmorpg topsite, arcade games and any mmo game related topics.
The master of massive multiplayer
online role-playing games (MMORPG) cheats can be found at Trik.com
Trik.com; this site is one of the best today. The forum section,
Trik.com forum, originally came from IJFG.com (Internet Junction For
Gamers) , which was one of the best websites that discussed various gamers'
issues. The full name was Internet Junction For Gamers, Runescape Market and
More. This site had Jokes, Pranks, RuneScape and other cool games. RuneScape is
set in a medieval fantasy world, similar to "Guild Wars" or "EverQuest," where
players control character representations of themselves. As with most MMORPG,
there is no overall objective or end to the game. Players explore, form
alliances, perform optional tasks, and complete quests for rewards and to build
With the rising popularity of
commercial MMORPG games came the desire from ardent players of these games to
run their own servers beside the ones run by the game's creator. Since the
original server software is not usually available, the behavior of the server
has to be re-engineered. This can be done by analyzing the data stream with the
original server, or by disassembling and analyzing the client which is
Ultima Online was one of the first
large MMORPGs. Due to its openness in implementation, server emulators arose
very quickly, even during the beta stage of development. The destination to
which the client connects was changeable by simply editing a text file. In beta
stage the client-server data stream was not encrypted yet. The term server
emulator became known through Ultima Online server reimplementation such as UOX,
which was the pioneer. Many forks and reimplementations followed UOX, because
its source code was released under the GNU General Public License relatively
early. RunUO is today the most widely used UO-server emulator. After RuneScape
implemented anti-cheating measures, many gamers left and started their own
private servers. The best place to discuss the private server is at
Trik- The Master of Private Server.
Another useful site is
Web ruwb.com . This site is about more serious RuneScape gold trading,
account exchange, gold for real life cash and many services. It includes tips on
how to avoid getting lured/scammed while using the marketplace. For programming,
visual basics, java, C/C++, scar and all other languages such as PHP, HTML, ASP,
Delphi. There are also sections for graphics talents, plus many cool videos and
A defining moment in internet
gaming history was when a group of gamers called (hygo 7) decided to start an
ultimate game forum, which they named
hygo.com. It has the best financial backing, the friendliest game community,
and the highest quality of information. Currently Hygo.com has entered a new
phase...Hygo.com is offering the best private server game. With thousands of
members, Hygo.com is your next place to visit, as they have an amazing game with
a community and economy.
Hygo.com - The Online Adventure Game. is definitely one of the top sites you
want to join right now!
Ezud.com is now the powerhouse of
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Ezud has an excellent administration, and a great
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So come on down to the new type of runescape 2 cheating:
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Call our office today to set up an appointment. Learn more about how we can
help you, and learn more about the other services that we can offer you. All
messages we receive will be answered as soon as possible. We look forward to
hearing from you.
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